DebtVector: Charting Reliable Paths in Private Credit
Find the direction. Follow the yield.
Why Private Credit Needs a Vector
Macro Signals
  • Banks retreating from middle-market lending have left a multi-trillion-dollar funding gap.
  • Direct loans feature floating-rate coupons—naturally hedging interest-rate cycles.
  • Investors favor contractual cashflows and covenant control over public-market volatility.
A clear vector through turbulent capital markets.
Advantage Grid
DebtVector Engine
Data Ingestion
Scrape UCC filings, satellite freight data, court dockets.
Vector Scoring
Algorithm ranks DSCR headroom, collateral gap, legal seniority.
Human Verification
Restructuring attorneys stress-test docs and diligence.
Live Tracking
Borrower KPIs stream to dashboards with auto-alert thresholds.
Investor Dispatch
Concise "vector briefs" delivered via portal & push alerts.
Investment Universe Map
Litigation Finance
Court-approved claims
Case-cost bridge & appeals
Equipment Lease-Back
Trucks, machinery
CapEx-light expansion
Real-Estate Notes
Titles, receivables
Short-term bridge loans
Trade/Invoice Finance
A/R, inventory
Working-capital rotation
Specialty Factoring
Royalties, IP
Monetising future cashflows
Risk-Control Architecture

Collateral Audits
On-site checks, drone imagery, independent valuations.
Dynamic Covenants
Cash sweep or amortisation triggers at ratio breaches.
Trustee Escrow
Lender cashflows routed through controlled accounts.
Insurance Wraps
Legal-expense or trade-credit policies where viable.
Defense before offence—our trajectory begins with capital protection.
Live Vector Board (Illustrative)
Vector-Pulse
Security Package: First-lien legal claim
Vector Strength: Strong
Use-Case: Large commercial dispute bridge
Vector-Fleet
Security Package: Machinery & fleet @ >100% LTV
Vector Strength: Elevated
Use-Case: Cross-border lease-back
Vector-Harbor
Security Package: Trustee-held land title
Vector Strength: Moderate
Use-Case: Receivable note on urban parcel
Specific deal terms released inside secure data room.
Transparency Toolkit
Vector Dashboard
Rhythm: Real-time
Format: Encrypted portal
Collateral & Covenant Report
Rhythm: Monthly
Format: PDF + CSV
Independent Auditor Letter
Rhythm: Annually
Format: PDF
Machine-readable feeds plug into your internal reporting stack.
Ready to Plot a Clearer Course in Private Credit?
Request the DebtVector Compass Guide
Due-diligence checklists, sector primers, and live vector briefs.
Secure Priority Access
Limited allocations and real-time monitoring dashboards.